First of all, we assess your healthcare needs. We can then:
As well as setting up your Healthcare Trust, we take on the responsibility of the Chief Medical Officer and manage the fund in accordance with the rules you have set, leaving you secure in the knowledge that your employees' medical needs are being taken care of with minimum hassle.
The size of the trust fund will be based upon the average value of any PMI claims over the previous few years and money can be drip-fed into the fund over the year. If claims are lower than anticipated, any excess in the fund can be carried over into the next year or a contribution holiday can be taken over several months. This means that you save money if claims are low rather than the savings going to an insurer in increased profits.
After the trust fund is established, we can then administer the scheme, managing claims and negotiating with providers on behalf of the fund. We can also provide stop-loss insurance if required to remove any risks involved.
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