Healix 100 Scheme
Healix 100 - Group Private Medical Trust
The Healix 100 scheme is an innovative off the shelf cost effective alternative to private medical insurance, designed to allow companies with over 100 employees to benefit from the advantages of self funding.
- 100% stop loss insurance
The healix 100 scheme has the facility to arrange stop loss insurance at 100% of the anticipated claims fund. All claims above the anticipated claims fund are funded by a stop loss insurance contract, eliminating any ‘risk’ for our clients.
- 100% administered by nurses
Healix only employs nurses and doctors to administrate the healix 100 scheme.
This means that all claims are managed along recognised clinical pathways to ensure every employee gets the most appropriate care at all stages of their treatment.
- 100% profit share
When claims full below the anticipated fund, the balance is refunded in full.
- No prescribed hospital networks
Healix has no prescribed hospital network and has specially negotiated rates with all of hospital groups in the private and public sectors in the UK.
- Off the shelf trust wording and trustees
All trust documents and trustee responsibility are already in place.
- Bespoke benefit design
Companies decide on their own benefit schedule.
- No switch criteria
No switch criteria and therefore no declarations or company secretary forms are needed.
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